WHO IT IS FOR
Homeowners, condo owners and tenants
Each occupancy has different needs. We review the building, improvements, personal property, outbuildings, home-based activities and any special protection that may be required.
HOME INSURANCE
Protect your residence and what is inside it.
House, condominium or apartment: well-chosen home insurance protects your property and personal liability while taking the actual characteristics of your residence into account.
WHAT TO CONSIDER
Important coverage considerations
- Building, improvements and outbuildings
- Personal property
- Personal liability
- Water damage and sewer backup
- Eligible theft, fire and accidental damage
- Additional living expenses
OUR APPROACH
A limit based on reconstruction
Reconstruction cost is not the property’s market value. We gather building characteristics to prepare an appropriate estimate; a professional appraisal may be requested for certain residences.
FAQ
Common questions
01Is home insurance mandatory?
It is generally not required by law, but a mortgage lender may require it. It also protects your property and financial responsibility when an eligible loss occurs.
02Should I report renovations or working from home?
Yes. Renovations, rentals, vacancy or business activity can change the risk and the coverage required. Notify your broker before the change whenever possible.
LET’S DISCUSS YOUR COVERAGE
Clear advice starts with a conversation.
Call our family firm in Côte Saint-Luc or use our secure form. We will respond personally.
Secure formCoverage is subject to the conditions, limits, deductibles and exclusions of the policy issued by the insurer.