WHO IT IS FOR
For property owners
We help owners of residential rental properties prepare the information insurers request: building characteristics, number of units, recent work, prevention measures, occupancy and claims experience.
RENTAL PROPERTIES
A complete view of rental-property insurance.
From a duplex to an apartment building, insurance should reflect the building, rental income, the owner’s liability and risks related to occupancy.
WHAT TO CONSIDER
Points to review
- Building and outbuildings
- Rental income
- Property owner’s liability
- Water damage and sewer backup
- Equipment breakdown
- By-laws, ordinances and reconstruction cost
OUR APPROACH
Presenting the risk clearly
A complete submission helps an insurer understand the property. We work with you to gather relevant information, review proposed limits and deductibles, and identify conditions that must be met.
FAQ
Common questions
01Does a tenant’s insurance protect the landlord?
No. A tenant’s insurance mainly protects the tenant’s property and liability. The owner must insure the building, the owner’s liability and, when selected, loss of rental income.
02Why can reconstruction cost exceed market value?
Reconstruction can include labour, materials, demolition, debris removal and certain regulatory requirements. It does not necessarily follow the building’s sale price.
LET’S DISCUSS YOUR COVERAGE
Clear advice starts with a conversation.
Call our family firm in Côte Saint-Luc or use our secure form. We will respond personally.
Secure formCoverage is subject to the conditions, limits, deductibles and exclusions of the policy issued by the insurer.